Question 1

How much does Stats & Systems cost?

Accepted Answer

Stats & Systems costs a one-time payment of $4.99. There are no monthly fees, no subscriptions required, and no hidden charges. You pay once and get lifetime access to all core features.

Question 2

What debt payoff strategies does Stats & Systems support?

Accepted Answer

Stats & Systems supports both the Debt Avalanche method (pay off highest-interest debt first to save the most money) and the Debt Snowball method (pay off smallest balances first for quick psychological wins). You can compare both strategies side-by-side.

Question 3

How does the AI paystub scanner work?

Accepted Answer

Take a photo of your paystub and our AI reads every number — gross pay, deductions, taxes, net pay, and more. It then creates a Paycheck Action Plan showing exactly where each dollar should go based on your debts, savings goals, and financial priorities.

Question 4

Is my financial data secure with Stats & Systems?

Accepted Answer

Yes. Stats & Systems never links to your bank accounts. All passwords are encrypted with bcrypt, data is isolated per household, sessions are secured with httpOnly cookies, and all connections use HTTPS. Your financial data stays private.

Question 5

Do I need to link my bank account to use Stats & Systems?

Accepted Answer

No. Stats & Systems uses manual entry so you stay in full control of your data. No bank linking, no third-party access to your accounts. You enter your income, expenses, and debts yourself.